Probashi Kalyan Bank Loan & Death Compensation Guide 2026: 3 Lakh Grant, 35,000 Burial Cash & Rehabilitation Schemes
The Wage Earners Welfare Board (WEWB) and Probashi Kalyan Bank provide three primary welfare entitlements to expatriates and their families:
1. Instant Airport Burial Grant: Immediate handover of a 35,000 BDT Account Payee Cheque at the airport welfare desk upon the arrival of a deceased worker's remains.
2. One-Time Death Compensation Grant: A non-repayable grant of 3,00,000 BDT (3 Lakh Taka) disbursed to the legal heirs of BMET-registered migrant workers.
3. Low-Interest Rehabilitation & Migration Loans: Soft loans up to 50 Lakh BDT from Probashi Kalyan Bank for returnee self-employment and prospective migrants.
Bangladeshi expatriate workers are the economic backbone of the nation. In the unfortunate event of sudden injury, permanent disability, or death abroad, the Government of Bangladesh offers substantial social security nets through the Wage Earners Welfare Board (WEWB). Due to a lack of awareness, many bereaved families fail to claim these statutory financial entitlements. This guide explains how to secure all eligible grants and loan benefits.
1. Rules for Claiming the 3 Lakh BDT Death Compensation Grant
Legal heirs of any BMET-registered expatriate who passes away overseas can claim the 3 Lakh BDT government grant through their District Employment and Manpower Office (DEMO):
2. Receiving Mortal Remains & Instant 35,000 BDT Burial Grant at Airport
Upon receiving the mortal remains at Dhaka, Chittagong, or Sylhet airports, presenting legal heirship credentials at the Probashi Kalyan Desk entitles family members to an immediate 35,000 BDT financial assistance cheque:
3. Probashi Kalyan Bank Rehabilitation & Migration Loan Schemes
To remain eligible for Probashi Kalyan Bank loan facilities and government welfare support, always send your hard-earned remittances through official banking channels. Calculate live foreign exchange rates and the official 2.5% government cash bonus using the Probashi Remittance Calculator (Taka Rate Today).
Probashi Kalyan Bank offers subsidized interest rates for returnee entrepreneurship and aspiring overseas workers:
4. Required Document Checklist for Compensation & Insurance Claims
Complete dossier required by the District Employment and Manpower Office (DEMO):
Authenticated death certificate issued in host country and Bangladesh Embassy No Objection Certificate.
Official proof of valid BMET immigration clearance registration.
Legal succession certificate signed by the local Union Parishad Chairman or City Mayor.
Online bank statement and MICR cheque leaf of the designated beneficiary.
5. Education Scholarships & Disability Allowances for Children
Children of registered expatriate workers are eligible for annual government educational stipends ranging from primary to university level:
📋 The 5-Point Golden Welfare Claim Checklist
- ✅ Collect the 35,000 BDT burial assistance cheque at the airport welfare desk.
- ✅ Submit the 3 Lakh BDT compensation claim at the DEMO office within 6 months.
- ✅ Prepare authenticated heirship certificates from local government councils.
- ✅ Explore low-interest enterprise rehabilitation loans at Probashi Kalyan Bank.
- ✅ Apply for annual WEWB educational stipends for school and college children.
❓ Frequently Asked Questions (FAQ)
1. Is the 35,000 BDT burial grant disbursed in cash at the airport? ▼
It is issued as an instant Account Payee Cheque handed directly to the designated family member receiving the casket.
2. Are families of undocumented workers eligible for financial grants? ▼
While the full 3 Lakh BDT grant requires valid BMET registration, special humanitarian relief and free casket transportation are arranged by WEWB.
3. Is collateral required for small loans from Probashi Kalyan Bank? ▼
Small enterprise and migration loans up to designated limits are disbursed against personal/guarantor guarantees without real estate mortgages.
4. What is the standard processing time for the 3 Lakh BDT compensation? ▼
Once paperwork is verified, funds are wired directly to the legal beneficiary's bank account within 30 to 45 working days.
5. Can disabled or injured workers claim financial assistance? ▼
Yes. Medical disability grants up to 2 to 3 Lakh BDT are provided based on the medical board's assessment of physical impairment.
6. What is the grant amount for children's education scholarships? ▼
Stipends range from 12,000 BDT annually for school levels up to 60,000 BDT for medical/engineering and university degrees.
7. Are any service fees or intermediary charges applicable? ▼
No. Government compensation and welfare services are 100% free; never pay intermediaries or unauthorized agents.
8. What is the official Wage Earners Welfare Board helpline? ▼
Call toll-free 16135 from within Bangladesh or +8809654333333 from abroad for 24/7 welfare guidance.
9. Does Probashi Kalyan Bank operate branches nationwide? ▼
Yes. Probashi Kalyan Bank operates full-fledged service branches in all 64 districts across Bangladesh.
10. Who covers airfreight charges for repatriating mortal remains? ▼
Air transportation costs are covered either by the overseas sponsor/employer or fully funded by the Wage Earners Welfare Board.